A Fertility Associates doctor or nurse can give you an individualised indication of what costs will be involved at each step of your treatment pathway - and if you have any questions along the way, please contact your nursing team who will be happy to talk it through with you.

At your first appointment a fertility doctor will outline your options and suggest a personalised treatment plan. They may also advise fertility tests at this time to help with diagnosis and treatment selection.

All fees are in NZ dollars and include gst.  Flexible payment options include cash; direct debit; credit card or Q Card.

You may also be eligible for publicly-funded treatment. 

In Vitro Fertilisation (IVF) is used to overcome a wide range of fertility issues and for many couples it gives the best chance of having a baby.

We understand that fertility treatment is a significant financial commitment. With this in mind, we have simplified our pricing to make it as easy as possible to plan. You will be invoiced at three key stages in your treatment.

Ask for more details about our Fertility Cover® package. This gives you three chances to have a baby, with a 70% refund if you are unsuccessful. Since the inception of the programme in 2015, 88% of people starting Fertility Cover® have had a baby.

Scanning: note that, for all treatments, scans that are not done by Fertility Associates, or are 'out-of-town' may not be included in the treatment costs. Please check in advance with your Fertility Associates clinic.

Payment timings:
Monitored OI: treatment cycles are invoiced on day 1 of treatment and the account should be paid prior to scan.
IUI: treatment cycles are invoiced on day 1 of treatment and the account should be paid prior to insemination.

Fertility Boost™: payment must be made prior to commencement of treatment.

*The 5 years prepaid storage is only available as a onetime offer if you sign up six months from your treatment start date. Please select the term of storage carefully, as we do not offer a refund should you want to discard.

We also provide a multi-cycle option in case you want to boost the number of eggs you have stored:

If a cycle is stopped prior to egg retrieval there is a fee of $1020 plus the cost of medications issued.

The timeframe between egg freezing and embryo transfer varies for each patient and is therefore charged separately. You may also like to factor in the transfer fee for using your eggs in the future.

Our Fertility Cover® product is a three cycle package. This unique programme means that, for less than the cost of two cycles, you get three cycles - three chances to have a baby - AND a 70% refund if you don't. That’s our Fertility Cover® guarantee. Since the inception of the programme in 2015, 88% of people starting Fertility Cover® have had a baby.

Family Builder is a specialist IVF treatment package designed to enable patient to bank euploid (an even no. of chromosome) embryo. 

As we age, our eggs get older and sometimes chromosomes don't arrange themselves properly. This means that, especially for those for whom time is limited, Family Builder optimizes the chance of them being able have the no. of children that they want.

We do have two different packages: Family Builder-2 and Family Builder-Plus

**Family Builder includes PGT-A on the required number of embryos to reach target; additional embryos may be biopsied for $1015 per embryo. These fees do not include embryo transfer costs.

*The 5 years prepaid storage is only available as a onetime offer if you sign up 6 months from your treatment start date. Please select the term of storage carefully, as we do not offer a refund should you want to discard.

Donor fees are in addition to treatment cycle fees. Please use this guide along with the current Treatment Fees (listed above) to understand the costs of a donor treatment cycle.

*Donor and surrogacy addition and donor reimbursement fees are charged per cycle, not per donor or per surrogate.

*Costs are per cycle and are additional to IVF treatment fees.

All donors, surrogates and intending parent(s), are required to attend at least one counselling consultation. The first counselling consultation for donors and surrogates is included in the donor costs outlined below. Additional counselling consultations are paid by the intending parent(s).

Additional counselling consultations, per consultation, $235.

To help with this significant financial commitment, we work to make payment as easy as possible so that you are able to plan your finances.

For IVF treatment, you will be invoiced at each of the three stages. We outline some of the payment options below - you are welcome to use the selection that suits you best at the time of treatment.

Flexible payment options include cash, direct debit and online payment with credit card. We also offer Q Card on interest-free terms. (Fees, criteria and terms apply.) You can find more information about Q Card here.

1 Stage payment

Stage 1: Medication and monitoring are invoiced when you are about to begin your individual treatment plan and must be paid before medication is issued.

Stage 2: For egg collection and embryology, the invoice is due before egg collection. If your egg collection is on a weekend, remember to allow enough time for payment in advance.

Stage 3: For embryo transfer, you will be invoiced on the day of the transfer. Payment is required on the same day, so again, if the transfer is due to take place on a weekend, remember to allow enough time for payment in advance.

2 Pre-payment

You are welcome to pay up-front for Stages 1, 2 & 3, per your estimate. Some people like to do this as it's something less to think about if you are already feeling nervous on the days of egg pick up or embryo transfer. Of course, we will refund any over payment or invoice additional costs at the end of your treatment cycle.

3 Fertility Cover®

Pay a single up-front fee for up to three cycles of IVF over an 18-month period. If treatment does not result in a live birth after the three cycles, you will receive a 70% refund. You can find the details here or speak to the clinic for more details.

Important to note:

Prices are in NZ dollars and include gst. Prices are subject to change without notice (although your treatment quote is usually held for a month).

• Payment can be made by cash, direct debit, online payment with credit card or Q Card.
• The chance of pregnancy is dependent on many factors. There is no refund if you do not become pregnant unless you have the Fertility Cover® option (see above).
• Medications cannot be refunded once they have been issued to you.